Changes in Product Insurance on Ozon: What Sellers Need to Know
Important Changes for Sellers on Ozon
Starting October 5, 2026, new insurance conditions for products will take effect on the Ozon platform. These changes involve not only an increase in rates but also the calculation methods for insurance payouts. It is important for sellers to prepare in advance for the new conditions, as this may significantly impact their financial strategy.
What Will Change?
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Insurance Rate: Currently, insurance is paid at a rate of 0.0115% per day of the value of the products stored in Ozon’s warehouses. From October 5, the rate will increase to 0.0838% per day. The calculation will be made based on the amount of compensation that the insurance company pays in case of damage.
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Payment: The payment procedure will remain the same — sellers will pay for insurance on a daily basis. Each paid day will ensure protection for the products.
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Flexibility: Sellers will be able to turn insurance on or off at their discretion through their personal account on Ozon, allowing them to optimize expenses based on the level of risk.
What Does This Mean for Sellers
Changes in insurance conditions can significantly affect sellers’ financial expenses. Here are some practical tips to help adapt to the new conditions:
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Recalculate Margins: Reassess your margins, especially if you are using the FBO (Fulfillment by Ozon) model. Increased insurance costs can greatly impact your profits.
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Optimize Turnover: Consider sending products to the warehouse in small batches (for 1-2 weeks of sales). This will help reduce insurance costs as the cost of insurance depends on the products remaining in the warehouse.
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Risk Analysis: Evaluate which periods have the lowest risk of product damage and turn off insurance during those times. This will help lower overall insurance expenses.
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Use Tools: Consider using the HelpTools extension, which can help you analyze reviews, assess demand, and upload photos and videos without watermarks. This can be useful for optimizing your offers on the platform.
Conclusion
Changes in insurance conditions on Ozon require careful attention from sellers. Prepare in advance, recalculate your expenses, and optimize your inventory management strategies. This will allow you not only to maintain profitability but also to effectively manage risks in the new reality.